Call reports 2010
HILLS BANK AND TRUST COMPANY — 2010
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,879,013,000 | 1,840,844,000 | 1,873,220,000 | 1,929,671,000 |
| Total loans | 1,539,546,000 | 1,551,315,000 | 1,554,456,000 | 1,601,050,000 |
| Allowance for loan losses | 29,840,000 | 28,350,000 | 28,050,000 | 29,230,000 |
| Securities available for sale | 198,576,000 | 200,852,000 | 201,857,000 | 205,498,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,458,579,000 | 1,402,196,000 | 1,433,863,000 | 1,481,498,000 |
| Interest-bearing deposits | 1,280,926,000 | 1,220,654,000 | 1,253,697,000 | 1,282,707,000 |
| Noninterest-bearing deposits | 177,654,000 | 181,542,000 | 180,166,000 | 198,791,000 |
| Equity capital | 174,594,000 | 181,392,000 | 188,020,000 | 190,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 23,329,000 | 47,036,000 | 70,767,000 | 94,257,000 |
| Interest expense | 7,304,000 | 14,311,000 | 21,036,000 | 27,839,000 |
| Net interest income | 16,025,000 | 32,725,000 | 49,731,000 | 66,418,000 |
| Noninterest income | 4,993,000 | 9,728,000 | 15,111,000 | 20,739,000 |
| Noninterest expense | 11,331,000 | 22,285,000 | 33,317,000 | 45,352,000 |
| Provision for loan losses | 2,066,000 | 2,919,000 | 5,788,000 | 8,925,000 |
| Pretax income | 7,621,000 | 17,249,000 | 25,808,000 | 32,951,000 |
| Income tax | 2,185,000 | 5,030,000 | 7,500,000 | 9,390,000 |
| Net income | 5,436,000 | 12,219,000 | 18,308,000 | 23,561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 168,301,000 | 174,885,000 | 180,573,000 | 185,076,000 |
| Total capital | 186,187,000 | 192,708,000 | 198,648,000 | 204,038,000 |
| Risk-weighted assets | 1,418,906,000 | 1,415,288,000 | 1,435,992,000 | 1,506,661,000 |