Call reports 2009
HILLS BANK AND TRUST COMPANY — 2009
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,848,092,000 | 1,793,126,000 | 1,830,443,000 | 1,829,259,000 |
| Total loans | 1,500,023,000 | 1,498,712,000 | 1,515,820,000 | 1,541,117,000 |
| Allowance for loan losses | 28,600,000 | 30,130,000 | 30,720,000 | 29,160,000 |
| Securities available for sale | 201,102,000 | 201,019,000 | 203,835,000 | 201,644,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,369,651,000 | 1,357,556,000 | 1,389,716,000 | 1,348,440,000 |
| Interest-bearing deposits | 1,207,452,000 | 1,189,847,000 | 1,217,421,000 | 1,164,282,000 |
| Noninterest-bearing deposits | 162,199,000 | 167,709,000 | 172,296,000 | 184,158,000 |
| Equity capital | 162,442,000 | 164,474,000 | 170,341,000 | 173,590,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 23,704,000 | 47,621,000 | 71,488,000 | 95,533,000 |
| Interest expense | 9,968,000 | 19,704,000 | 28,774,000 | 37,141,000 |
| Net interest income | 13,736,000 | 27,917,000 | 42,714,000 | 58,392,000 |
| Noninterest income | 4,422,000 | 9,459,000 | 14,075,000 | 18,503,000 |
| Noninterest expense | 10,286,000 | 21,995,000 | 32,812,000 | 43,512,000 |
| Provision for loan losses | 2,436,000 | 5,917,000 | 8,274,000 | 11,946,000 |
| Pretax income | 5,436,000 | 9,464,000 | 15,703,000 | 21,437,000 |
| Income tax | 1,395,000 | 2,500,000 | 3,960,000 | 5,300,000 |
| Net income | 4,041,000 | 6,964,000 | 11,743,000 | 16,137,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 156,295,000 | 158,518,000 | 162,896,000 | 166,890,000 |
| Total capital | 174,194,000 | 176,587,000 | 181,254,000 | 184,992,000 |
| Risk-weighted assets | 1,421,224,000 | 1,444,976,000 | 1,456,266,000 | 1,437,076,000 |