Call reports 2001
HILLS BANK AND TRUST COMPANY — 2001
What HILLS BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 847,247,000 | 862,534,000 | 885,780,000 | 975,013,000 |
| Total loans | 608,645,000 | 621,475,000 | 645,788,000 | 692,283,000 |
| Allowance for loan losses | 10,084,000 | 10,060,000 | 10,247,000 | 9,950,000 |
| Securities available for sale | 151,148,000 | 156,398,000 | 160,310,000 | 169,791,000 |
| Securities held to maturity | 15,066,000 | 13,405,000 | 13,046,000 | 11,840,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,538,000 | 626,885,000 | 641,353,000 | 721,673,000 |
| Interest-bearing deposits | 543,979,000 | 550,393,000 | 560,224,000 | 627,839,000 |
| Noninterest-bearing deposits | 71,559,000 | 76,492,000 | 81,129,000 | 93,834,000 |
| Equity capital | 72,707,000 | 75,269,000 | 79,408,000 | 87,837,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 14,976,000 | 30,138,000 | 45,395,000 | 61,152,000 |
| Interest expense | 8,642,000 | 17,058,000 | 25,201,000 | 33,221,000 |
| Net interest income | 6,334,000 | 13,080,000 | 20,194,000 | 27,931,000 |
| Noninterest income | 2,084,000 | 4,425,000 | 6,763,000 | 9,387,000 |
| Noninterest expense | 4,992,000 | 10,301,000 | 15,763,000 | 22,041,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 874,000 |
| Pretax income | 3,216,000 | 6,784,000 | 10,564,000 | 14,403,000 |
| Income tax | 985,000 | 2,087,000 | 3,270,000 | 4,480,000 |
| Net income | 2,231,000 | 4,697,000 | 7,294,000 | 9,923,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,685,000 | 72,174,000 | 74,794,000 | 82,316,000 |
| Total capital | 76,868,000 | 79,314,000 | 82,047,000 | 90,205,000 |
| Risk-weighted assets | 571,748,000 | 568,311,000 | 577,243,000 | 629,077,000 |