Call reports 2015
KEYWORTH BANK — 2015
What KEYWORTH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 386,494,000 | 388,931,000 | 392,101,000 | 407,782,000 |
| Total loans | 237,012,000 | 245,626,000 | 249,578,000 | 252,092,000 |
| Allowance for loan losses | 3,700,000 | 3,736,000 | 3,438,000 | 2,638,000 |
| Securities available for sale | 95,304,000 | 100,715,000 | 100,631,000 | 104,157,000 |
| Securities held to maturity | 500,000 | 500,000 | 500,000 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,576,000 | 335,510,000 | 339,143,000 | 355,117,000 |
| Interest-bearing deposits | 270,172,000 | 277,229,000 | 275,491,000 | 280,702,000 |
| Noninterest-bearing deposits | 66,404,000 | 58,281,000 | 63,652,000 | 74,415,000 |
| Equity capital | 43,354,000 | 43,499,000 | 44,765,000 | 45,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,721,000 | 7,433,000 | 11,230,000 | 15,089,000 |
| Interest expense | 591,000 | 1,170,000 | 1,712,000 | 2,248,000 |
| Net interest income | 3,130,000 | 6,263,000 | 9,518,000 | 12,841,000 |
| Noninterest income | 350,000 | 847,000 | 1,336,000 | 1,899,000 |
| Noninterest expense | 2,434,000 | 4,861,000 | 7,379,000 | 10,591,000 |
| Provision for loan losses | 50,000 | 85,000 | -215,000 | -1,015,000 |
| Pretax income | 1,014,000 | 2,182,000 | 3,709,000 | 5,183,000 |
| Income tax | 359,000 | 774,000 | 1,354,000 | 1,873,000 |
| Net income | 655,000 | 1,408,000 | 2,355,000 | 3,310,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 42,421,000 | 43,071,000 | 44,018,000 | 44,892,000 |
| Total capital | 46,121,000 | 46,807,000 | 47,456,000 | 47,530,000 |
| Risk-weighted assets | 299,610,000 | 318,744,000 | 313,906,000 | 323,323,000 |