Call reports 2014
KEYWORTH BANK — 2014
What KEYWORTH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 381,442,000 | 371,722,000 | 390,798,000 | 383,735,000 |
| Total loans | 215,761,000 | 219,579,000 | 235,412,000 | 243,706,000 |
| Allowance for loan losses | 3,573,000 | 3,613,000 | 3,648,000 | 3,648,000 |
| Securities available for sale | 114,763,000 | 110,850,000 | 105,903,000 | 103,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 500,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,328,000 | 321,517,000 | 339,966,000 | 332,778,000 |
| Interest-bearing deposits | 277,741,000 | 264,154,000 | 276,859,000 | 272,046,000 |
| Noninterest-bearing deposits | 55,587,000 | 57,362,000 | 63,107,000 | 60,732,000 |
| Equity capital | 39,274,000 | 40,654,000 | 41,263,000 | 42,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,664,000 | 7,323,000 | 11,074,000 | 14,960,000 |
| Interest expense | 752,000 | 1,510,000 | 2,258,000 | 2,942,000 |
| Net interest income | 2,912,000 | 5,813,000 | 8,816,000 | 12,018,000 |
| Noninterest income | 461,000 | 1,014,000 | 1,265,000 | 1,506,000 |
| Noninterest expense | 2,275,000 | 4,525,000 | 6,773,000 | 9,054,000 |
| Provision for loan losses | 105,000 | 210,000 | 245,000 | 245,000 |
| Pretax income | 993,000 | 2,111,000 | 3,065,000 | 4,227,000 |
| Income tax | 369,000 | 761,000 | 1,109,000 | 1,497,000 |
| Net income | 624,000 | 1,350,000 | 1,956,000 | 2,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,834,000 | 40,492,000 | 41,033,000 | 41,754,000 |
| Total capital | 43,040,000 | 43,792,000 | 44,570,000 | 45,384,000 |
| Risk-weighted assets | 261,133,000 | 263,662,000 | 282,866,000 | 290,354,000 |