Call reports 2013
KEYWORTH BANK — 2013
What KEYWORTH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 339,339,000 | 335,461,000 | 334,866,000 | 366,355,000 |
| Total loans | 181,375,000 | 191,944,000 | 193,281,000 | 214,677,000 |
| Allowance for loan losses | 3,211,000 | 3,319,000 | 3,426,000 | 3,467,000 |
| Securities available for sale | 131,946,000 | 117,849,000 | 103,218,000 | 114,714,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,333,000 | 292,675,000 | 290,535,000 | 318,429,000 |
| Interest-bearing deposits | 251,244,000 | 245,623,000 | 241,277,000 | 266,979,000 |
| Noninterest-bearing deposits | 45,089,000 | 47,051,000 | 49,258,000 | 51,450,000 |
| Equity capital | 38,633,000 | 37,319,000 | 37,604,000 | 38,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,613,000 | 10,005,000 | 13,498,000 |
| Interest expense | 737,000 | 1,457,000 | 2,170,000 | 2,906,000 |
| Net interest income | 2,579,000 | 5,156,000 | 7,835,000 | 10,592,000 |
| Noninterest income | 526,000 | 793,000 | 1,232,000 | 1,412,000 |
| Noninterest expense | 2,024,000 | 4,004,000 | 6,106,000 | 8,016,000 |
| Provision for loan losses | 105,000 | 210,000 | 315,000 | 350,000 |
| Pretax income | 982,000 | 1,835,000 | 2,749,000 | 3,781,000 |
| Income tax | 355,000 | 676,000 | 969,000 | 1,285,000 |
| Net income | 627,000 | 1,159,000 | 1,780,000 | 2,496,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,732,000 | 38,328,000 | 38,965,000 | 39,141,000 |
| Total capital | 40,551,000 | 41,273,000 | 41,885,000 | 42,381,000 |
| Risk-weighted assets | 225,159,000 | 235,251,000 | 233,087,000 | 258,938,000 |