Call reports 2012
KEYWORTH BANK — 2012
What KEYWORTH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 345,006,000 | 353,699,000 | 337,407,000 | 348,164,000 |
| Total loans | 157,034,000 | 167,575,000 | 171,317,000 | 183,484,000 |
| Allowance for loan losses | 2,537,000 | 2,949,000 | 3,148,000 | 3,164,000 |
| Securities available for sale | 135,392,000 | 144,180,000 | 135,813,000 | 127,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,906,000 | 303,474,000 | 295,353,000 | 305,782,000 |
| Interest-bearing deposits | 267,477,000 | 266,223,000 | 256,242,000 | 259,870,000 |
| Noninterest-bearing deposits | 29,429,000 | 37,251,000 | 39,111,000 | 45,912,000 |
| Equity capital | 36,181,000 | 36,860,000 | 37,733,000 | 38,093,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,407,000 | 6,768,000 | 10,166,000 | 13,499,000 |
| Interest expense | 894,000 | 1,746,000 | 2,532,000 | 3,305,000 |
| Net interest income | 2,513,000 | 5,022,000 | 7,634,000 | 10,194,000 |
| Noninterest income | 136,000 | 545,000 | 772,000 | 1,658,000 |
| Noninterest expense | 1,909,000 | 3,848,000 | 5,845,000 | 7,653,000 |
| Provision for loan losses | 210,000 | 620,000 | 760,000 | 760,000 |
| Pretax income | 530,000 | 1,178,000 | 1,893,000 | 3,546,000 |
| Income tax | 213,000 | 393,000 | 611,000 | 1,234,000 |
| Net income | 317,000 | 785,000 | 1,282,000 | 2,312,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,055,000 | 35,540,000 | 36,051,000 | 37,088,000 |
| Total capital | 37,592,000 | 38,227,000 | 38,756,000 | 39,916,000 |
| Risk-weighted assets | 202,985,000 | 214,733,000 | 215,931,000 | 225,877,000 |