Call reports 2011
KEYWORTH BANK — 2011
What KEYWORTH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 301,933,000 | 304,910,000 | 320,889,000 | 335,226,000 |
| Total loans | 137,316,000 | 139,034,000 | 143,877,000 | 148,724,000 |
| Allowance for loan losses | 2,774,000 | 2,922,000 | 2,639,000 | 2,317,000 |
| Securities available for sale | 116,378,000 | 116,925,000 | 120,554,000 | 130,835,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 261,991,000 | 262,535,000 | 277,218,000 | 288,703,000 |
| Interest-bearing deposits | 246,403,000 | 243,558,000 | 249,160,000 | 263,641,000 |
| Noninterest-bearing deposits | 15,588,000 | 18,976,000 | 28,057,000 | 25,062,000 |
| Equity capital | 32,325,000 | 33,780,000 | 34,454,000 | 35,662,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,080,000 | 6,315,000 | 9,619,000 | 12,917,000 |
| Interest expense | 998,000 | 1,950,000 | 2,877,000 | 3,796,000 |
| Net interest income | 2,082,000 | 4,365,000 | 6,742,000 | 9,121,000 |
| Noninterest income | 102,000 | 217,000 | 10,000 | -804,000 |
| Noninterest expense | 1,672,000 | 3,352,000 | 5,032,000 | 6,466,000 |
| Provision for loan losses | 210,000 | 490,000 | 770,000 | 970,000 |
| Pretax income | 302,000 | 749,000 | 959,000 | 1,259,000 |
| Income tax | 0 | 20,000 | 25,000 | -1,690,000 |
| Net income | 302,000 | 729,000 | 934,000 | 2,949,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,970,000 | 32,447,000 | 32,669,000 | 34,723,000 |
| Total capital | 34,192,000 | 34,698,000 | 34,956,000 | 37,040,000 |
| Risk-weighted assets | 177,185,000 | 179,435,000 | 182,610,000 | 193,717,000 |