Call reports 2010
KEYWORTH BANK — 2010
What KEYWORTH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 233,132,000 | 250,669,000 | 283,107,000 | 289,440,000 |
| Total loans | 124,487,000 | 132,866,000 | 133,820,000 | 133,363,000 |
| Allowance for loan losses | 3,126,000 | 3,260,000 | 2,844,000 | 2,561,000 |
| Securities available for sale | 85,331,000 | 96,762,000 | 121,969,000 | 128,330,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,481,000 | 208,190,000 | 240,913,000 | 249,897,000 |
| Interest-bearing deposits | 178,955,000 | 195,626,000 | 225,503,000 | 234,760,000 |
| Noninterest-bearing deposits | 11,526,000 | 12,565,000 | 15,410,000 | 15,137,000 |
| Equity capital | 31,487,000 | 32,105,000 | 32,018,000 | 31,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,580,000 | 5,238,000 | 8,307,000 | 11,374,000 |
| Interest expense | 954,000 | 1,975,000 | 3,097,000 | 4,190,000 |
| Net interest income | 1,626,000 | 3,263,000 | 5,210,000 | 7,184,000 |
| Noninterest income | 49,000 | 123,000 | 201,000 | 231,000 |
| Noninterest expense | 1,480,000 | 3,007,000 | 4,554,000 | 5,908,000 |
| Provision for loan losses | 590,000 | 1,000,000 | 1,240,000 | 1,710,000 |
| Pretax income | -283,000 | -318,000 | -80,000 | 114,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -283,000 | -318,000 | -80,000 | 114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,890,000 | 31,014,000 | 31,406,000 | 31,656,000 |
| Total capital | 32,853,000 | 33,048,000 | 33,597,000 | 33,845,000 |
| Risk-weighted assets | 155,892,000 | 161,509,000 | 174,621,000 | 174,769,000 |