Call reports 2009
KEYWORTH BANK — 2009
What KEYWORTH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 127,048,000 | 142,984,000 | 177,302,000 | 210,809,000 |
| Total loans | 74,957,000 | 84,694,000 | 107,696,000 | 121,697,000 |
| Allowance for loan losses | 1,225,000 | 1,475,000 | 2,005,000 | 2,630,000 |
| Securities available for sale | 39,045,000 | 43,679,000 | 54,979,000 | 70,032,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 91,237,000 | 104,340,000 | 137,606,000 | 170,676,000 |
| Interest-bearing deposits | 84,113,000 | 96,123,000 | 128,483,000 | 161,570,000 |
| Noninterest-bearing deposits | 7,125,000 | 8,217,000 | 9,123,000 | 9,106,000 |
| Equity capital | 32,428,000 | 32,182,000 | 32,211,000 | 31,358,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,464,000 | 3,146,000 | 5,156,000 | 7,578,000 |
| Interest expense | 528,000 | 1,155,000 | 1,941,000 | 2,873,000 |
| Net interest income | 936,000 | 1,991,000 | 3,215,000 | 4,705,000 |
| Noninterest income | 14,000 | 30,000 | 46,000 | 66,000 |
| Noninterest expense | 1,250,000 | 2,595,000 | 3,916,000 | 5,222,000 |
| Provision for loan losses | 370,000 | 620,000 | 1,150,000 | 2,260,000 |
| Pretax income | -468,000 | -971,000 | -1,582,000 | -2,488,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -468,000 | -971,000 | -1,582,000 | -2,488,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,494,000 | 32,150,000 | 31,699,000 | 30,948,000 |
| Total capital | 33,597,000 | 33,393,000 | 33,232,000 | 32,773,000 |
| Risk-weighted assets | 88,105,000 | 99,202,000 | 124,194,000 | 145,159,000 |