Call reports 2008
KEYWORTH BANK — 2008
What KEYWORTH BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 48,315,000 | 67,969,000 | 98,782,000 | 112,433,000 |
| Total loans | 18,605,000 | 29,104,000 | 55,662,000 | 64,833,000 |
| Allowance for loan losses | 245,000 | 385,000 | 725,000 | 855,000 |
| Securities available for sale | 15,699,000 | 24,989,000 | 24,676,000 | 32,806,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,094,000 | 33,049,000 | 58,128,000 | 69,160,000 |
| Interest-bearing deposits | 11,042,000 | 30,424,000 | 52,130,000 | 61,940,000 |
| Noninterest-bearing deposits | 1,052,000 | 2,625,000 | 5,998,000 | 7,220,000 |
| Equity capital | 34,352,000 | 33,432,000 | 32,980,000 | 32,971,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 505,000 | 1,168,000 | 2,225,000 | 3,568,000 |
| Interest expense | 60,000 | 243,000 | 624,000 | 1,110,000 |
| Net interest income | 445,000 | 925,000 | 1,601,000 | 2,458,000 |
| Noninterest income | 17,000 | 32,000 | 61,000 | 83,000 |
| Noninterest expense | 933,000 | 1,978,000 | 3,202,000 | 4,421,000 |
| Provision for loan losses | 170,000 | 310,000 | 650,000 | 780,000 |
| Pretax income | -644,000 | -1,336,000 | -2,197,000 | -2,670,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -644,000 | -1,336,000 | -2,197,000 | -2,670,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,254,000 | 33,680,000 | 33,052,000 | 32,804,000 |
| Total capital | 34,499,000 | 34,065,000 | 33,777,000 | 33,659,000 |
| Risk-weighted assets | 26,808,000 | 41,099,000 | 67,843,000 | 79,487,000 |