Call reports 2005
PRAIRIE STATE BANK, THE — 2005
What PRAIRIE STATE BANK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 286,767,000 | 283,503,000 | 271,134,000 | 289,196,000 |
| Total loans | 167,747,000 | 163,151,000 | 161,203,000 | 168,561,000 |
| Allowance for loan losses | 2,286,000 | 2,187,000 | 1,992,000 | 3,519,000 |
| Securities available for sale | 80,924,000 | 84,351,000 | 80,748,000 | 81,372,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 243,790,000 | 245,952,000 | 229,756,000 | 254,742,000 |
| Interest-bearing deposits | 210,214,000 | 213,596,000 | 196,076,000 | 221,215,000 |
| Noninterest-bearing deposits | 33,576,000 | 32,356,000 | 33,680,000 | 33,527,000 |
| Equity capital | 20,890,000 | 21,166,000 | 20,803,000 | 19,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,634,000 | 7,239,000 | 10,710,000 | 14,133,000 |
| Interest expense | 1,230,000 | 2,484,000 | 3,780,000 | 5,169,000 |
| Net interest income | 2,404,000 | 4,755,000 | 6,930,000 | 8,964,000 |
| Noninterest income | 529,000 | 1,175,000 | 2,227,000 | 2,944,000 |
| Noninterest expense | 2,623,000 | 5,308,000 | 8,020,000 | 10,762,000 |
| Provision for loan losses | 219,000 | 1,351,000 | 1,800,000 | 3,360,000 |
| Pretax income | 91,000 | -729,000 | -663,000 | -2,214,000 |
| Income tax | -12,000 | -388,000 | -426,000 | -1,060,000 |
| Net income | 103,000 | -341,000 | -237,000 | -1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,129,000 | 19,685,000 | 19,789,000 | 18,872,000 |
| Total capital | 22,415,000 | 21,872,000 | 21,781,000 | 21,461,000 |
| Risk-weighted assets | 202,124,000 | 198,312,000 | 197,518,000 | 207,188,000 |
Machine access — free, no API key
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