Call reports 2003
PRAIRIE STATE BANK, THE — 2003
What PRAIRIE STATE BANK, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 328,795,000 | 334,045,000 | 316,626,000 | 336,631,000 |
| Total loans | 169,617,000 | 174,103,000 | 179,179,000 | 179,294,000 |
| Allowance for loan losses | 2,438,000 | 2,450,000 | 2,811,000 | 2,961,000 |
| Securities available for sale | 128,835,000 | 111,541,000 | 111,839,000 | 113,408,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 256,884,000 | 263,687,000 | 246,138,000 | 275,143,000 |
| Interest-bearing deposits | 224,527,000 | 233,127,000 | 214,984,000 | 242,517,000 |
| Noninterest-bearing deposits | 32,357,000 | 30,560,000 | 31,154,000 | 32,626,000 |
| Equity capital | 22,061,000 | 22,735,000 | 22,165,000 | 22,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 4,369,000 | 8,645,000 | 12,990,000 | 17,061,000 |
| Interest expense | 1,594,000 | 3,100,000 | 4,523,000 | 5,873,000 |
| Net interest income | 2,775,000 | 5,545,000 | 8,467,000 | 11,188,000 |
| Noninterest income | 427,000 | 1,059,000 | 1,597,000 | 2,105,000 |
| Noninterest expense | 2,452,000 | 5,023,000 | 7,513,000 | 9,924,000 |
| Provision for loan losses | 120,000 | 240,000 | 717,000 | 1,147,000 |
| Pretax income | 753,000 | 1,609,000 | 2,104,000 | 2,492,000 |
| Income tax | 245,000 | 516,000 | 650,000 | 747,000 |
| Net income | 508,000 | 1,093,000 | 1,454,000 | 1,745,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,737,000 | 19,312,000 | 19,623,000 | 19,854,000 |
| Total capital | 21,175,000 | 21,762,000 | 22,215,000 | 22,515,000 |
| Risk-weighted assets | 199,177,000 | 204,294,000 | 207,220,000 | 212,675,000 |