Call reports 2002
PRAIRIE STATE BANK, THE — 2002
What PRAIRIE STATE BANK, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 255,089,000 | 261,821,000 | 315,087,000 | 335,712,000 |
| Total loans | 160,790,000 | 163,264,000 | 167,264,000 | 168,039,000 |
| Allowance for loan losses | 2,101,000 | 2,031,000 | 2,047,000 | 2,302,000 |
| Securities available for sale | 68,605,000 | 67,852,000 | 112,804,000 | 119,794,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,663,000 | 238,378,000 | 239,856,000 | 261,773,000 |
| Interest-bearing deposits | 204,236,000 | 208,568,000 | 208,106,000 | 230,505,000 |
| Noninterest-bearing deposits | 30,427,000 | 29,810,000 | 31,750,000 | 31,268,000 |
| Equity capital | 17,762,000 | 20,922,000 | 22,195,000 | 22,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,176,000 | 8,361,000 | 13,062,000 | 17,598,000 |
| Interest expense | 1,574,000 | 2,993,000 | 4,729,000 | 6,417,000 |
| Net interest income | 2,602,000 | 5,368,000 | 8,333,000 | 11,181,000 |
| Noninterest income | 411,000 | 953,000 | 1,523,000 | 2,036,000 |
| Noninterest expense | 2,356,000 | 4,739,000 | 7,119,000 | 9,606,000 |
| Provision for loan losses | 120,000 | 240,000 | 360,000 | 515,000 |
| Pretax income | 538,000 | 1,346,000 | 2,381,000 | 3,100,000 |
| Income tax | 166,000 | 433,000 | 782,000 | 1,014,000 |
| Net income | 372,000 | 913,000 | 1,599,000 | 2,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,235,000 | 17,711,000 | 18,397,000 | 18,884,000 |
| Total capital | 17,336,000 | 19,742,000 | 20,444,000 | 21,186,000 |
| Risk-weighted assets | 176,051,000 | 178,330,000 | 193,596,000 | 198,707,000 |