Call report 2004Q4
MERIDIAN BANK — 2004Q4
The 22 measures MERIDIAN BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 9,339,000 | USD | evidence → |
| Total loans | 6,830,000 | USD | evidence → |
| Allowance for loan losses | 132,000 | USD | evidence → |
| Securities available for sale | 1,086,000 | USD | evidence → |
| Securities held to maturity | 204,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 7,315,000 | USD | evidence → |
| Interest-bearing deposits | 5,836,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,479,000 | USD | evidence → |
| Equity capital | 1,920,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 560,000 | USD | evidence → |
| Interest expense | 103,000 | USD | evidence → |
| Net interest income | 457,000 | USD | evidence → |
| Noninterest income | 62,000 | USD | evidence → |
| Noninterest expense | 399,000 | USD | evidence → |
| Provision for loan losses | 15,000 | USD | evidence → |
| Pretax income | 105,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 95,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 1,910,000 | USD | evidence → |
| Total capital | 1,992,000 | USD | evidence → |
| Risk-weighted assets | 6,510,000 | USD | evidence → |