Call reports 2006
BANK OF LOUISA, NA — 2006
What BANK OF LOUISA, NA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 28,769,000 | 31,739,000 | 30,330,000 | 31,049,000 |
| Total loans | 18,310,000 | 17,406,000 | 18,045,000 | 22,089,000 |
| Allowance for loan losses | 247,000 | 247,000 | 247,000 | 271,000 |
| Securities available for sale | 5,587,000 | 5,844,000 | 5,869,000 | 5,612,000 |
| Securities held to maturity | 999,000 | 3,498,000 | 2,500,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,928,000 | 26,786,000 | 25,298,000 | 25,995,000 |
| Interest-bearing deposits | 20,886,000 | 22,895,000 | 22,152,000 | 23,195,000 |
| Noninterest-bearing deposits | 3,042,000 | 3,891,000 | 3,146,000 | 2,800,000 |
| Equity capital | 4,740,000 | 4,813,000 | 4,871,000 | 4,915,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 453,000 | 957,000 | 1,488,000 | 2,064,000 |
| Interest expense | 153,000 | 325,000 | 506,000 | 709,000 |
| Net interest income | 300,000 | 632,000 | 982,000 | 1,355,000 |
| Noninterest income | 24,000 | 132,000 | 184,000 | 236,000 |
| Noninterest expense | 358,000 | 732,000 | 1,098,000 | 1,457,000 |
| Provision for loan losses | 0 | 0 | 0 | 24,000 |
| Pretax income | -34,000 | 32,000 | 68,000 | 110,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -34,000 | 32,000 | 68,000 | 110,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,778,000 | 4,844,000 | 4,880,000 | 4,922,000 |
| Total capital | 5,025,000 | 5,091,000 | 5,127,000 | 5,193,000 |
| Risk-weighted assets | 23,993,000 | 24,441,000 | 24,550,000 | 28,387,000 |