Call reports 2004
BANK OF LOUISA, NA — 2004
What BANK OF LOUISA, NA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Total assets | 14,821,000 | 17,861,000 | 21,699,000 |
| Total loans | 3,876,000 | 9,166,000 | 13,465,000 |
| Allowance for loan losses | 48,000 | 115,000 | 168,000 |
| Securities available for sale | 6,991,000 | 4,500,000 | 5,613,000 |
| Securities held to maturity | 2,400,000 | 1,250,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 10,522,000 | 13,732,000 | 16,630,000 |
| Interest-bearing deposits | 9,125,000 | 12,321,000 | 14,609,000 |
| Noninterest-bearing deposits | 1,397,000 | 1,411,000 | 2,021,000 |
| Equity capital | 4,281,000 | 4,105,000 | 4,184,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Interest income | 80,000 | 258,000 | 500,000 |
| Interest expense | 33,000 | 83,000 | 146,000 |
| Net interest income | 47,000 | 175,000 | 354,000 |
| Noninterest income | 4,000 | 12,000 | 22,000 |
| Noninterest expense | 714,000 | 966,000 | 1,011,000 |
| Provision for loan losses | 48,000 | 115,000 | 168,000 |
| Pretax income | -711,000 | -894,000 | -803,000 |
| Income tax | 0 | 0 | 0 |
| Net income | -711,000 | -894,000 | -803,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|
| Tier 1 capital | 4,289,000 | 4,106,000 | 4,197,000 |
| Total capital | 4,337,000 | 4,221,000 | 4,365,000 |
| Risk-weighted assets | 6,349,000 | 11,677,000 | 16,668,000 |