Call reports 2025
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2025
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 3,028,179,000 | 3,134,318,000 | 3,257,441,000 | 3,273,847,000 |
| Total loans | 2,214,567,000 | 2,292,182,000 | 2,353,083,000 | 2,363,538,000 |
| Allowance for loan losses | 13,646,000 | 13,226,000 | 15,591,000 | 15,800,000 |
| Securities available for sale | 295,817,000 | 320,274,000 | 370,721,000 | 440,584,000 |
| Securities held to maturity | 265,621,000 | 260,900,000 | 256,493,000 | 248,028,000 |
| Trading assets | 3,926,000 | 3,202,000 | 2,883,000 | 2,223,000 |
| Total deposits | 2,678,976,000 | 2,773,815,000 | 2,884,173,000 | 2,840,231,000 |
| Interest-bearing deposits | 2,209,863,000 | 2,311,631,000 | 2,436,550,000 | 2,391,619,000 |
| Noninterest-bearing deposits | 469,113,000 | 462,184,000 | 447,623,000 | 448,612,000 |
| Equity capital | 256,672,000 | 266,592,000 | 278,073,000 | 288,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 39,062,000 | 80,137,000 | 123,378,000 | 165,651,000 |
| Interest expense | 15,832,000 | 33,238,000 | 51,998,000 | 69,386,000 |
| Net interest income | 23,230,000 | 46,899,000 | 71,380,000 | 96,265,000 |
| Noninterest income | 2,515,000 | 4,568,000 | 6,624,000 | 8,506,000 |
| Noninterest expense | 12,183,000 | 24,769,000 | 37,509,000 | 50,608,000 |
| Provision for loan losses | -286,000 | -305,000 | 2,627,000 | 4,151,000 |
| Pretax income | 13,798,000 | 26,679,000 | 37,117,000 | 48,809,000 |
| Income tax | 3,501,000 | 6,857,000 | 9,621,000 | 12,652,000 |
| Net income | 10,297,000 | 19,822,000 | 27,496,000 | 36,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 266,119,000 | 275,843,000 | 283,698,000 | 292,554,000 |
| Total capital | 281,861,000 | 291,429,000 | 302,081,000 | 311,608,000 |
| Risk-weighted assets | 2,487,505,000 | 2,572,837,000 | 2,634,762,000 | 2,650,147,000 |