Call reports 2024
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2024
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,792,386,000 | 2,842,657,000 | 2,884,502,000 | 2,879,310,000 |
| Total loans | 1,959,840,000 | 1,994,919,000 | 2,071,643,000 | 2,142,210,000 |
| Allowance for loan losses | 11,719,000 | 12,250,000 | 13,647,000 | 14,397,000 |
| Securities available for sale | 318,700,000 | 309,624,000 | 315,165,000 | 294,793,000 |
| Securities held to maturity | 290,185,000 | 286,534,000 | 273,660,000 | 268,574,000 |
| Trading assets | 7,099,000 | 6,812,000 | 4,551,000 | 5,073,000 |
| Total deposits | 2,426,387,000 | 2,522,173,000 | 2,548,803,000 | 2,545,661,000 |
| Interest-bearing deposits | 1,938,104,000 | 2,039,351,000 | 2,081,978,000 | 2,067,880,000 |
| Noninterest-bearing deposits | 488,283,000 | 482,822,000 | 466,825,000 | 477,781,000 |
| Equity capital | 222,219,000 | 227,814,000 | 244,852,000 | 241,923,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 36,570,000 | 74,942,000 | 114,785,000 | 153,379,000 |
| Interest expense | 15,331,000 | 32,866,000 | 50,656,000 | 67,567,000 |
| Net interest income | 21,239,000 | 42,076,000 | 64,129,000 | 85,812,000 |
| Noninterest income | 2,004,000 | 4,087,000 | 5,801,000 | 7,577,000 |
| Noninterest expense | 12,411,000 | 24,794,000 | 36,989,000 | 49,265,000 |
| Provision for loan losses | 1,185,000 | 1,797,000 | 3,990,000 | 5,689,000 |
| Pretax income | 9,855,000 | 19,293,000 | 27,999,000 | 37,729,000 |
| Income tax | 2,485,000 | 4,989,000 | 7,245,000 | 9,837,000 |
| Net income | 7,370,000 | 14,304,000 | 20,754,000 | 27,892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 234,726,000 | 241,831,000 | 248,436,000 | 255,788,000 |
| Total capital | 246,992,000 | 255,112,000 | 263,787,000 | 271,641,000 |
| Risk-weighted assets | 2,227,049,000 | 2,266,108,000 | 2,343,579,000 | 2,415,616,000 |