Call reports 2023
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2023
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,503,808,000 | 2,611,560,000 | 2,488,862,000 | 2,630,890,000 |
| Total loans | 1,710,734,000 | 1,725,647,000 | 1,715,509,000 | 1,846,216,000 |
| Allowance for loan losses | 12,696,000 | 9,315,000 | 11,275,000 | 12,765,000 |
| Securities available for sale | 192,818,000 | 260,120,000 | 291,191,000 | 279,412,000 |
| Securities held to maturity | 306,577,000 | 302,701,000 | 298,606,000 | 293,805,000 |
| Trading assets | 6,420,000 | 8,612,000 | 9,656,000 | 6,293,000 |
| Total deposits | 2,213,676,000 | 2,314,228,000 | 2,177,582,000 | 2,282,956,000 |
| Interest-bearing deposits | 1,700,548,000 | 1,812,603,000 | 1,700,146,000 | 1,804,952,000 |
| Noninterest-bearing deposits | 513,128,000 | 501,625,000 | 477,436,000 | 478,004,000 |
| Equity capital | 198,988,000 | 204,246,000 | 199,214,000 | 220,114,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,769,000 | 56,431,000 | 88,864,000 | 122,412,000 |
| Interest expense | 7,187,000 | 18,602,000 | 31,257,000 | 44,546,000 |
| Net interest income | 18,582,000 | 37,829,000 | 57,607,000 | 77,866,000 |
| Noninterest income | 2,369,000 | 5,302,000 | 8,012,000 | 10,309,000 |
| Noninterest expense | 11,310,000 | 22,688,000 | 34,156,000 | 47,241,000 |
| Provision for loan losses | 3,536,000 | 2,062,000 | 4,376,000 | 6,618,000 |
| Pretax income | 6,090,000 | 18,536,000 | 26,905,000 | 34,776,000 |
| Income tax | 1,646,000 | 4,928,000 | 7,093,000 | 8,980,000 |
| Net income | 4,444,000 | 13,608,000 | 19,812,000 | 25,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 205,932,000 | 215,248,000 | 221,613,000 | 227,759,000 |
| Total capital | 219,260,000 | 225,018,000 | 233,676,000 | 240,694,000 |
| Risk-weighted assets | 1,957,249,000 | 1,998,901,000 | 2,011,675,000 | 2,122,581,000 |