Call reports 2022
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2022
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,248,623,000 | 2,218,052,000 | 2,277,801,000 | 2,303,265,000 |
| Total loans | 1,480,051,000 | 1,526,474,000 | 1,598,208,000 | 1,600,069,000 |
| Allowance for loan losses | 12,386,000 | 10,475,000 | 9,716,000 | 9,547,000 |
| Securities available for sale | 173,232,000 | 207,387,000 | 190,973,000 | 191,149,000 |
| Securities held to maturity | 311,379,000 | 306,168,000 | 303,360,000 | 310,011,000 |
| Trading assets | 4,234,000 | 4,932,000 | 9,134,000 | 8,638,000 |
| Total deposits | 2,023,820,000 | 2,006,065,000 | 1,989,774,000 | 2,022,332,000 |
| Interest-bearing deposits | 1,456,656,000 | 1,397,001,000 | 1,398,475,000 | 1,489,426,000 |
| Noninterest-bearing deposits | 567,164,000 | 609,064,000 | 591,299,000 | 532,906,000 |
| Equity capital | 188,959,000 | 185,926,000 | 182,433,000 | 191,020,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 13,404,000 | 28,167,000 | 45,808,000 | 67,470,000 |
| Interest expense | 479,000 | 1,080,000 | 2,848,000 | 6,895,000 |
| Net interest income | 12,925,000 | 27,087,000 | 42,960,000 | 60,575,000 |
| Noninterest income | 3,534,000 | 9,293,000 | 11,661,000 | 14,064,000 |
| Noninterest expense | 9,896,000 | 19,855,000 | 29,977,000 | 40,729,000 |
| Provision for loan losses | -488,000 | -1,863,000 | -2,478,000 | -2,485,000 |
| Pretax income | 6,862,000 | 18,178,000 | 27,048,000 | 36,388,000 |
| Income tax | 1,822,000 | 4,839,000 | 7,211,000 | 9,668,000 |
| Net income | 5,040,000 | 13,339,000 | 19,837,000 | 26,720,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 182,606,000 | 188,091,000 | 194,806,000 | 201,864,000 |
| Total capital | 195,208,000 | 198,799,000 | 204,617,000 | 211,437,000 |
| Risk-weighted assets | 1,700,968,000 | 1,752,547,000 | 1,818,000,000 | 1,832,686,000 |