Call reports 2021
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2021
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,056,616,000 | 2,151,369,000 | 2,133,923,000 | 2,147,323,000 |
| Total loans | 1,447,403,000 | 1,435,678,000 | 1,412,407,000 | 1,441,670,000 |
| Allowance for loan losses | 15,496,000 | 14,974,000 | 13,145,000 | 13,001,000 |
| Securities available for sale | 123,872,000 | 116,167,000 | 148,514,000 | 142,251,000 |
| Securities held to maturity | 244,532,000 | 295,722,000 | 315,345,000 | 318,627,000 |
| Trading assets | 5,995,000 | 6,394,000 | 5,512,000 | 4,463,000 |
| Total deposits | 1,838,138,000 | 1,929,833,000 | 1,907,867,000 | 1,917,072,000 |
| Interest-bearing deposits | 1,331,208,000 | 1,392,945,000 | 1,362,964,000 | 1,371,772,000 |
| Noninterest-bearing deposits | 506,930,000 | 536,888,000 | 544,903,000 | 545,300,000 |
| Equity capital | 180,097,000 | 184,177,000 | 188,624,000 | 192,442,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,956,000 | 25,210,000 | 38,603,000 | 52,023,000 |
| Interest expense | 1,261,000 | 2,320,000 | 3,098,000 | 3,672,000 |
| Net interest income | 10,695,000 | 22,890,000 | 35,505,000 | 48,351,000 |
| Noninterest income | 3,681,000 | 7,129,000 | 10,385,000 | 13,905,000 |
| Noninterest expense | 10,337,000 | 21,008,000 | 31,593,000 | 42,603,000 |
| Provision for loan losses | -1,564,000 | -2,077,000 | -3,902,000 | -3,784,000 |
| Pretax income | 6,092,000 | 11,665,000 | 18,405,000 | 23,297,000 |
| Income tax | 1,641,000 | 3,135,000 | 4,951,000 | 6,285,000 |
| Net income | 4,451,000 | 8,530,000 | 13,454,000 | 17,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 165,434,000 | 169,492,000 | 174,180,000 | 177,956,000 |
| Total capital | 179,288,000 | 182,902,000 | 186,499,000 | 190,402,000 |
| Risk-weighted assets | 1,574,190,000 | 1,595,160,000 | 1,602,959,000 | 1,654,931,000 |