Call reports 2020
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2020
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,685,599,000 | 1,913,480,000 | 1,994,257,000 | 2,029,251,000 |
| Total loans | 1,239,145,000 | 1,346,784,000 | 1,375,056,000 | 1,346,589,000 |
| Allowance for loan losses | 6,673,000 | 12,741,000 | 16,205,000 | 17,360,000 |
| Securities available for sale | 142,672,000 | 123,556,000 | 130,536,000 | 160,025,000 |
| Securities held to maturity | 75,938,000 | 71,675,000 | 49,251,000 | 69,282,000 |
| Trading assets | 11,779,000 | 12,518,000 | 12,040,000 | 8,444,000 |
| Total deposits | 1,445,722,000 | 1,696,802,000 | 1,779,323,000 | 1,785,660,000 |
| Interest-bearing deposits | 1,211,786,000 | 1,325,888,000 | 1,329,748,000 | 1,315,621,000 |
| Noninterest-bearing deposits | 233,936,000 | 370,914,000 | 449,575,000 | 470,039,000 |
| Equity capital | 172,242,000 | 169,664,000 | 170,654,000 | 176,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 14,230,000 | 27,403,000 | 39,649,000 | 51,254,000 |
| Interest expense | 2,987,000 | 5,376,000 | 7,213,000 | 8,694,000 |
| Net interest income | 11,243,000 | 22,027,000 | 32,436,000 | 42,560,000 |
| Noninterest income | 3,503,000 | 6,568,000 | 10,076,000 | 13,075,000 |
| Noninterest expense | 10,187,000 | 21,498,000 | 31,351,000 | 42,006,000 |
| Provision for loan losses | 1,928,000 | 8,177,000 | 11,749,000 | 13,599,000 |
| Pretax income | 2,641,000 | -1,070,000 | -581,000 | 42,000 |
| Income tax | 656,000 | -347,000 | -1,208,000 | -1,084,000 |
| Net income | 1,985,000 | -723,000 | 627,000 | 1,126,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 154,483,000 | 153,419,000 | 155,676,000 | 161,428,000 |
| Total capital | 161,800,000 | 166,011,000 | 170,695,000 | 177,047,000 |
| Risk-weighted assets | 1,449,619,000 | 1,451,743,000 | 1,461,308,000 | 1,476,066,000 |