Call reports 2019
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2019
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,562,643,000 | 1,633,192,000 | 1,655,908,000 | 1,614,318,000 |
| Total loans | 1,154,758,000 | 1,132,406,000 | 1,160,241,000 | 1,174,624,000 |
| Allowance for loan losses | 5,781,000 | 5,772,000 | 5,817,000 | 5,865,000 |
| Securities available for sale | 116,064,000 | 124,940,000 | 131,237,000 | 146,106,000 |
| Securities held to maturity | 90,089,000 | 93,426,000 | 94,058,000 | 86,481,000 |
| Trading assets | 3,452,000 | 5,760,000 | 7,257,000 | 5,569,000 |
| Total deposits | 1,367,278,000 | 1,435,157,000 | 1,450,872,000 | 1,408,590,000 |
| Interest-bearing deposits | 1,143,906,000 | 1,189,122,000 | 1,191,588,000 | 1,155,456,000 |
| Noninterest-bearing deposits | 223,372,000 | 246,035,000 | 259,284,000 | 253,134,000 |
| Equity capital | 164,250,000 | 163,526,000 | 168,993,000 | 172,077,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 15,661,000 | 31,180,000 | 47,172,000 | 62,046,000 |
| Interest expense | 3,120,000 | 6,463,000 | 10,146,000 | 13,457,000 |
| Net interest income | 12,541,000 | 24,717,000 | 37,026,000 | 48,589,000 |
| Noninterest income | 3,375,000 | 6,745,000 | 10,278,000 | 13,537,000 |
| Noninterest expense | 9,837,000 | 19,457,000 | 28,965,000 | 39,528,000 |
| Provision for loan losses | -57,000 | 126,000 | 191,000 | 323,000 |
| Pretax income | 6,120,000 | 11,899,000 | 18,168,000 | 22,295,000 |
| Income tax | 1,499,000 | 2,993,000 | 4,525,000 | 5,548,000 |
| Net income | 4,621,000 | 8,906,000 | 13,643,000 | 16,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 149,696,000 | 148,054,000 | 152,838,000 | 155,975,000 |
| Total capital | 155,523,000 | 153,876,000 | 158,711,000 | 161,899,000 |
| Risk-weighted assets | 1,373,613,000 | 1,355,622,000 | 1,376,788,000 | 1,395,292,000 |