Call reports 2016
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2016
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,224,250,000 | 1,236,657,000 | 1,317,985,000 | 1,308,252,000 |
| Total loans | 845,587,000 | 854,987,000 | 960,461,000 | 946,538,000 |
| Allowance for loan losses | 5,340,000 | 5,280,000 | 5,627,000 | 5,755,000 |
| Securities available for sale | 68,540,000 | 34,835,000 | 123,755,000 | 119,029,000 |
| Securities held to maturity | 95,192,000 | 82,510,000 | 73,472,000 | 73,172,000 |
| Trading assets | 4,997,000 | 5,930,000 | 5,065,000 | 2,001,000 |
| Total deposits | 1,094,047,000 | 1,102,145,000 | 1,169,934,000 | 1,164,790,000 |
| Interest-bearing deposits | 922,123,000 | 916,610,000 | 979,097,000 | 971,835,000 |
| Noninterest-bearing deposits | 171,924,000 | 185,535,000 | 190,837,000 | 192,955,000 |
| Equity capital | 117,171,000 | 124,162,000 | 137,852,000 | 134,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,915,000 | 19,398,000 | 29,222,000 | 38,962,000 |
| Interest expense | 636,000 | 1,281,000 | 1,988,000 | 2,755,000 |
| Net interest income | 9,279,000 | 18,117,000 | 27,234,000 | 36,207,000 |
| Noninterest income | 717,000 | 1,552,000 | 3,049,000 | 4,852,000 |
| Noninterest expense | 7,013,000 | 14,382,000 | 21,701,000 | 29,294,000 |
| Provision for loan losses | 361,000 | 591,000 | 1,684,000 | 1,992,000 |
| Pretax income | 2,761,000 | 4,883,000 | 7,014,000 | 9,901,000 |
| Income tax | 989,000 | 1,732,000 | 2,437,000 | 3,441,000 |
| Net income | 1,772,000 | 3,151,000 | 4,577,000 | 6,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 102,031,000 | 108,605,000 | 122,097,000 | 122,067,000 |
| Total capital | 107,398,000 | 113,921,000 | 127,766,000 | 127,868,000 |
| Risk-weighted assets | 990,310,000 | 1,018,710,000 | 1,126,910,000 | 1,140,206,000 |