Call reports 2015
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2015
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,213,079,000 | 1,192,950,000 | 1,186,519,000 | 1,213,471,000 |
| Total loans | 718,448,000 | 795,113,000 | 798,890,000 | 848,182,000 |
| Allowance for loan losses | 3,647,000 | 4,414,000 | 5,070,000 | 5,526,000 |
| Securities available for sale | 198,433,000 | 233,655,000 | 222,993,000 | 115,766,000 |
| Securities held to maturity | 0 | 0 | 0 | 90,602,000 |
| Trading assets | 2,863,000 | 2,287,000 | 3,995,000 | 2,887,000 |
| Total deposits | 1,090,743,000 | 1,056,298,000 | 1,059,485,000 | 1,072,801,000 |
| Interest-bearing deposits | 969,341,000 | 937,599,000 | 914,566,000 | 919,051,000 |
| Noninterest-bearing deposits | 121,402,000 | 118,699,000 | 144,919,000 | 153,750,000 |
| Equity capital | 114,525,000 | 109,540,000 | 113,424,000 | 113,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 10,329,000 | 20,595,000 | 30,657,000 | 40,632,000 |
| Interest expense | 676,000 | 1,361,000 | 2,021,000 | 2,635,000 |
| Net interest income | 9,653,000 | 19,234,000 | 28,636,000 | 37,997,000 |
| Noninterest income | 918,000 | 2,766,000 | 3,698,000 | 4,643,000 |
| Noninterest expense | 6,905,000 | 13,683,000 | 20,606,000 | 27,717,000 |
| Provision for loan losses | 611,000 | 1,895,000 | 2,390,000 | 3,642,000 |
| Pretax income | 3,079,000 | 6,408,000 | 9,324,000 | 11,186,000 |
| Income tax | 1,135,000 | 2,366,000 | 3,414,000 | 4,054,000 |
| Net income | 1,944,000 | 4,042,000 | 5,910,000 | 7,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 98,795,000 | 97,474,000 | 99,410,000 | 100,506,000 |
| Total capital | 102,467,000 | 106,911,000 | 109,504,000 | 110,058,000 |
| Risk-weighted assets | 862,891,000 | 921,904,000 | 925,807,000 | 972,226,000 |