Call reports 2014
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2014
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,080,146,000 | 1,149,871,000 | 1,175,012,000 | 1,177,197,000 |
| Total loans | 641,558,000 | 714,529,000 | 708,089,000 | 683,215,000 |
| Allowance for loan losses | 2,888,000 | 2,983,000 | 3,750,000 | 3,371,000 |
| Securities available for sale | 215,294,000 | 204,765,000 | 204,578,000 | 201,667,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,680,000 | 2,089,000 | 1,654,000 | 2,144,000 |
| Total deposits | 971,204,000 | 1,037,082,000 | 1,061,980,000 | 1,059,332,000 |
| Interest-bearing deposits | 859,850,000 | 920,075,000 | 947,973,000 | 951,692,000 |
| Noninterest-bearing deposits | 111,354,000 | 117,007,000 | 114,007,000 | 107,640,000 |
| Equity capital | 103,497,000 | 106,644,000 | 107,139,000 | 111,075,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 11,390,000 | 24,764,000 | 36,522,000 | 48,045,000 |
| Interest expense | 648,000 | 1,329,000 | 2,040,000 | 2,751,000 |
| Net interest income | 10,742,000 | 23,435,000 | 34,482,000 | 45,294,000 |
| Noninterest income | 1,072,000 | 1,592,000 | 2,669,000 | 2,690,000 |
| Noninterest expense | 6,619,000 | 14,174,000 | 21,343,000 | 28,091,000 |
| Provision for loan losses | -1,000 | 444,000 | 910,000 | 1,087,000 |
| Pretax income | 5,123,000 | 10,201,000 | 14,690,000 | 18,557,000 |
| Income tax | 1,949,000 | 3,886,000 | 5,602,000 | 7,054,000 |
| Net income | 3,174,000 | 6,315,000 | 9,088,000 | 11,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,964,000 | 93,204,000 | 93,582,000 | 96,689,000 |
| Total capital | 94,877,000 | 96,217,000 | 97,354,000 | 100,082,000 |
| Risk-weighted assets | 770,514,000 | 836,861,000 | 833,736,000 | 804,202,000 |