Call reports 2012
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2012
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 326,548,000 | 395,604,000 | 759,583,000 | 743,025,000 |
| Total loans | 246,904,000 | 305,631,000 | 388,102,000 | 415,728,000 |
| Allowance for loan losses | 3,562,000 | 3,775,000 | 3,149,000 | 2,563,000 |
| Securities available for sale | 47,579,000 | 36,607,000 | 115,308,000 | 124,334,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 1,260,000 | 1,704,000 | 2,144,000 | 2,153,000 |
| Total deposits | 290,555,000 | 356,757,000 | 675,779,000 | 661,532,000 |
| Interest-bearing deposits | 266,458,000 | 331,816,000 | 608,488,000 | 594,851,000 |
| Noninterest-bearing deposits | 24,097,000 | 24,941,000 | 67,291,000 | 66,681,000 |
| Equity capital | 28,809,000 | 29,229,000 | 65,455,000 | 68,687,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,691,000 | 5,841,000 | 9,222,000 | 14,943,000 |
| Interest expense | 418,000 | 835,000 | 1,278,000 | 1,875,000 |
| Net interest income | 2,273,000 | 5,006,000 | 7,944,000 | 13,068,000 |
| Noninterest income | 139,000 | 389,000 | 7,291,000 | 8,447,000 |
| Noninterest expense | 1,994,000 | 4,170,000 | 6,502,000 | 10,790,000 |
| Provision for loan losses | 944,000 | 1,335,000 | 2,063,000 | 2,438,000 |
| Pretax income | -528,000 | -96,000 | 6,684,000 | 8,298,000 |
| Income tax | -235,000 | -85,000 | 2,581,000 | 3,195,000 |
| Net income | -293,000 | -11,000 | 4,103,000 | 5,103,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,798,000 | 27,473,000 | 62,470,000 | 66,170,000 |
| Total capital | 34,369,000 | 38,258,000 | 72,979,000 | 74,445,000 |
| Risk-weighted assets | 291,930,000 | 353,076,000 | 504,021,000 | 505,824,000 |