Call reports 2010
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2010
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 279,961,000 | 293,012,000 | 303,458,000 | 296,653,000 |
| Total loans | 204,892,000 | 204,779,000 | 221,292,000 | 206,995,000 |
| Allowance for loan losses | 1,614,000 | 1,602,000 | 1,799,000 | 1,856,000 |
| Securities available for sale | 22,597,000 | 22,153,000 | 28,046,000 | 32,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 250,770,000 | 260,589,000 | 269,045,000 | 262,378,000 |
| Interest-bearing deposits | 233,933,000 | 248,202,000 | 259,931,000 | 251,357,000 |
| Noninterest-bearing deposits | 16,837,000 | 12,387,000 | 9,114,000 | 11,021,000 |
| Equity capital | 26,948,000 | 27,238,000 | 28,382,000 | 28,623,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,097,000 | 6,041,000 | 8,982,000 | 11,830,000 |
| Interest expense | 956,000 | 1,791,000 | 2,627,000 | 3,351,000 |
| Net interest income | 2,141,000 | 4,250,000 | 6,355,000 | 8,479,000 |
| Noninterest income | 89,000 | 181,000 | 275,000 | 400,000 |
| Noninterest expense | 1,385,000 | 3,229,000 | 4,931,000 | 6,522,000 |
| Provision for loan losses | 458,000 | 631,000 | 1,021,000 | 1,179,000 |
| Pretax income | 387,000 | 571,000 | 874,000 | 1,374,000 |
| Income tax | 136,000 | 195,000 | 300,000 | 479,000 |
| Net income | 251,000 | 376,000 | 574,000 | 895,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,863,000 | 27,013,000 | 28,229,000 | 28,575,000 |
| Total capital | 28,486,000 | 31,629,000 | 34,042,000 | 34,442,000 |
| Risk-weighted assets | 244,216,000 | 244,229,000 | 262,071,000 | 247,185,000 |