Call reports 2009
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2009
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 240,113,000 | 284,052,000 | 303,437,000 | 300,515,000 |
| Total loans | 178,969,000 | 208,551,000 | 191,942,000 | 212,826,000 |
| Allowance for loan losses | 1,378,000 | 1,366,000 | 1,681,000 | 1,690,000 |
| Securities available for sale | 21,682,000 | 21,291,000 | 21,323,000 | 22,518,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 216,162,000 | 259,228,000 | 277,430,000 | 273,102,000 |
| Interest-bearing deposits | 205,212,000 | 248,996,000 | 267,200,000 | 263,499,000 |
| Noninterest-bearing deposits | 10,950,000 | 10,232,000 | 10,230,000 | 9,603,000 |
| Equity capital | 18,917,000 | 18,671,000 | 19,020,000 | 19,081,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,504,000 | 5,306,000 | 8,750,000 | 11,771,000 |
| Interest expense | 1,381,000 | 2,731,000 | 4,087,000 | 5,253,000 |
| Net interest income | 1,123,000 | 2,575,000 | 4,663,000 | 6,518,000 |
| Noninterest income | 47,000 | 124,000 | 335,000 | 436,000 |
| Noninterest expense | 1,490,000 | 3,050,000 | 4,317,000 | 6,055,000 |
| Provision for loan losses | 172,000 | 422,000 | 1,130,000 | 1,268,000 |
| Pretax income | -492,000 | -773,000 | -449,000 | -369,000 |
| Income tax | -196,000 | -311,000 | -200,000 | -177,000 |
| Net income | -296,000 | -462,000 | -249,000 | -192,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,920,000 | 18,777,000 | 19,014,000 | 19,088,000 |
| Total capital | 24,563,000 | 25,407,000 | 26,710,000 | 26,990,000 |
| Risk-weighted assets | 222,848,000 | 251,047,000 | 236,174,000 | 251,334,000 |