Call reports 2008
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2008
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 167,884,000 | 183,984,000 | 201,736,000 | 227,216,000 |
| Total loans | 123,367,000 | 126,721,000 | 144,392,000 | 165,852,000 |
| Allowance for loan losses | 880,000 | 853,000 | 851,000 | 1,275,000 |
| Securities available for sale | 16,444,000 | 16,320,000 | 16,814,000 | 21,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 146,169,000 | 165,964,000 | 183,016,000 | 205,464,000 |
| Interest-bearing deposits | 141,257,000 | 160,869,000 | 177,824,000 | 193,548,000 |
| Noninterest-bearing deposits | 4,912,000 | 5,095,000 | 5,192,000 | 11,916,000 |
| Equity capital | 17,652,000 | 17,351,000 | 16,996,000 | 19,282,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 2,330,000 | 4,362,000 | 6,494,000 | 8,655,000 |
| Interest expense | 1,475,000 | 2,739,000 | 4,091,000 | 5,548,000 |
| Net interest income | 855,000 | 1,623,000 | 2,403,000 | 3,107,000 |
| Noninterest income | 39,000 | 90,000 | 134,000 | 234,000 |
| Noninterest expense | 1,317,000 | 2,539,000 | 3,941,000 | 5,376,000 |
| Provision for loan losses | 0 | 0 | 57,000 | 810,000 |
| Pretax income | -423,000 | -826,000 | -1,461,000 | -2,845,000 |
| Income tax | -167,000 | -331,000 | -581,000 | -1,121,000 |
| Net income | -256,000 | -495,000 | -880,000 | -1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,590,000 | 17,355,000 | 17,013,000 | 19,192,000 |
| Total capital | 18,476,000 | 18,214,000 | 19,120,000 | 22,232,000 |
| Risk-weighted assets | 160,877,000 | 163,497,000 | 185,697,000 | 203,633,000 |