Call reports 2007
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2007
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 120,930,000 | 123,111,000 | 161,682,000 | 170,678,000 |
| Total loans | 85,694,000 | 93,637,000 | 125,315,000 | 130,246,000 |
| Allowance for loan losses | 546,000 | 598,000 | 726,000 | 920,000 |
| Securities available for sale | 20,096,000 | 10,085,000 | 13,234,000 | 13,284,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,011,000 | 98,269,000 | 127,042,000 | 139,089,000 |
| Interest-bearing deposits | 94,331,000 | 93,596,000 | 121,625,000 | 134,478,000 |
| Noninterest-bearing deposits | 2,680,000 | 4,673,000 | 5,417,000 | 4,611,000 |
| Equity capital | 18,475,000 | 18,307,000 | 18,107,000 | 17,841,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,780,000 | 3,586,000 | 5,712,000 | 8,248,000 |
| Interest expense | 1,037,000 | 2,021,000 | 3,288,000 | 4,925,000 |
| Net interest income | 743,000 | 1,565,000 | 2,424,000 | 3,323,000 |
| Noninterest income | 15,000 | 39,000 | 66,000 | 55,000 |
| Noninterest expense | 1,035,000 | 2,168,000 | 3,346,000 | 4,574,000 |
| Provision for loan losses | 56,000 | 110,000 | 238,000 | 460,000 |
| Pretax income | -333,000 | -674,000 | -1,094,000 | -1,656,000 |
| Income tax | -132,000 | -267,000 | -432,000 | -652,000 |
| Net income | -201,000 | -407,000 | -662,000 | -1,004,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,477,000 | 18,311,000 | 18,102,000 | 17,804,000 |
| Total capital | 19,027,000 | 18,909,000 | 18,831,000 | 18,730,000 |
| Risk-weighted assets | 104,578,000 | 118,254,000 | 152,635,000 | 169,173,000 |