Call reports 2006
OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION — 2006
What OLD PLANK TRAIL COMMUNITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 27,476,000 | 64,967,000 | 95,113,000 | 111,329,000 |
| Total loans | 1,602,000 | 28,347,000 | 55,874,000 | 71,703,000 |
| Allowance for loan losses | 36,000 | 178,000 | 351,000 | 490,000 |
| Securities available for sale | 0 | 9,991,000 | 19,578,000 | 19,677,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,996,000 | 45,673,000 | 76,058,000 | 92,012,000 |
| Interest-bearing deposits | 7,836,000 | 44,574,000 | 74,548,000 | 89,462,000 |
| Noninterest-bearing deposits | 160,000 | 1,099,000 | 1,510,000 | 2,550,000 |
| Equity capital | 19,438,000 | 19,144,000 | 18,824,000 | 18,638,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 45,000 | 688,000 | 1,932,000 | 3,547,000 |
| Interest expense | 5,000 | 341,000 | 1,102,000 | 2,075,000 |
| Net interest income | 40,000 | 347,000 | 830,000 | 1,472,000 |
| Noninterest income | 0 | -9,000 | -6,000 | 19,000 |
| Noninterest expense | 101,000 | 803,000 | 1,713,000 | 2,630,000 |
| Provision for loan losses | 36,000 | 178,000 | 351,000 | 494,000 |
| Pretax income | -97,000 | -643,000 | -1,240,000 | -1,633,000 |
| Income tax | -23,000 | -247,000 | -482,000 | -639,000 |
| Net income | -74,000 | -396,000 | -758,000 | -994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,438,000 | 19,150,000 | 18,822,000 | 18,634,000 |
| Total capital | 19,474,000 | 19,328,000 | 19,173,000 | 19,127,000 |
| Risk-weighted assets | 7,869,000 | 37,542,000 | 66,362,000 | 75,639,000 |