Call reports 2025
TC FEDERAL BANK — 2025
What TC FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 540,452,000 | 571,412,000 | 559,509,000 |
| Total loans | 406,187,000 | 414,484,000 | 413,062,000 |
| Allowance for loan losses | 5,185,000 | 5,084,000 | 5,014,000 |
| Securities available for sale | 93,513,000 | 93,275,000 | 93,874,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 452,001,000 | 486,520,000 | 482,985,000 |
| Interest-bearing deposits | 394,873,000 | 413,772,000 | 408,659,000 |
| Noninterest-bearing deposits | 57,128,000 | 72,748,000 | 74,326,000 |
| Equity capital | 69,822,000 | 55,514,000 | 57,016,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 7,147,000 | 14,589,000 | 22,286,000 |
| Interest expense | 3,053,000 | 6,106,000 | 9,282,000 |
| Net interest income | 4,094,000 | 8,483,000 | 13,004,000 |
| Noninterest income | 239,000 | 486,000 | 752,000 |
| Noninterest expense | 3,699,000 | 7,470,000 | 12,019,000 |
| Provision for loan losses | 0 | -100,000 | -195,000 |
| Pretax income | 588,000 | 1,426,000 | 1,844,000 |
| Income tax | 139,000 | 338,000 | 430,000 |
| Net income | 449,000 | 1,088,000 | 1,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 71,312,000 | 57,166,000 | 57,793,000 |
| Total capital | 76,251,000 | 62,253,000 | 62,834,000 |
| Risk-weighted assets | 394,454,000 | 406,379,000 | 402,790,000 |