Call reports 2023
TC FEDERAL BANK — 2023
What TC FEDERAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 429,597,000 | 426,551,000 | 439,701,000 | 466,511,000 |
| Total loans | 338,436,000 | 341,856,000 | 358,460,000 | 377,189,000 |
| Allowance for loan losses | 4,640,000 | 4,642,000 | 4,671,000 | 4,837,000 |
| Securities available for sale | 43,512,000 | 42,398,000 | 41,684,000 | 42,964,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 354,622,000 | 347,423,000 | 360,451,000 | 380,479,000 |
| Interest-bearing deposits | 290,133,000 | 287,674,000 | 301,375,000 | 325,037,000 |
| Noninterest-bearing deposits | 64,489,000 | 59,749,000 | 59,076,000 | 55,442,000 |
| Equity capital | 64,132,000 | 64,319,000 | 64,123,000 | 65,757,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,879,000 | 9,989,000 | 15,143,000 | 20,813,000 |
| Interest expense | 1,263,000 | 2,806,000 | 4,656,000 | 6,891,000 |
| Net interest income | 3,616,000 | 7,183,000 | 10,487,000 | 13,922,000 |
| Noninterest income | 337,000 | 590,000 | 879,000 | 1,131,000 |
| Noninterest expense | 3,427,000 | 7,009,000 | 10,721,000 | 14,372,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 175,000 |
| Pretax income | 510,000 | 748,000 | 644,000 | 515,000 |
| Income tax | 136,000 | 189,000 | 165,000 | 141,000 |
| Net income | 374,000 | 559,000 | 479,000 | 374,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,355,000 | 68,045,000 | 68,011,000 | 68,463,000 |
| Total capital | 71,257,000 | 71,991,000 | 72,139,000 | 72,812,000 |
| Risk-weighted assets | 311,297,000 | 314,907,000 | 329,600,000 | 347,348,000 |