Call reports 2022
TC FEDERAL BANK — 2022
What TC FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 397,826,000 | 431,249,000 | 406,048,000 | 429,543,000 |
| Total loans | 275,255,000 | 306,148,000 | 317,647,000 | 340,586,000 |
| Allowance for loan losses | 4,211,000 | 4,272,000 | 4,337,000 | 4,362,000 |
| Securities available for sale | 48,063,000 | 46,243,000 | 44,233,000 | 43,097,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 327,176,000 | 360,814,000 | 334,510,000 | 347,584,000 |
| Interest-bearing deposits | 266,722,000 | 273,173,000 | 269,241,000 | 289,686,000 |
| Noninterest-bearing deposits | 60,454,000 | 87,641,000 | 65,269,000 | 57,898,000 |
| Equity capital | 62,630,000 | 62,251,000 | 62,197,000 | 63,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,318,000 | 6,867,000 | 10,884,000 | 15,327,000 |
| Interest expense | 165,000 | 342,000 | 625,000 | 1,356,000 |
| Net interest income | 3,153,000 | 6,525,000 | 10,259,000 | 13,971,000 |
| Noninterest income | 566,000 | 1,118,000 | 1,568,000 | 1,866,000 |
| Noninterest expense | 2,805,000 | 5,850,000 | 8,953,000 | 13,096,000 |
| Provision for loan losses | 0 | 61,000 | 98,000 | 111,000 |
| Pretax income | 914,000 | 1,732,000 | 2,776,000 | 2,630,000 |
| Income tax | 216,000 | 404,000 | 650,000 | 727,000 |
| Net income | 698,000 | 1,328,000 | 2,126,000 | 1,903,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,432,000 | 65,213,000 | 66,195,000 | 67,153,000 |
| Total capital | 67,722,000 | 68,918,000 | 69,863,000 | 71,094,000 |
| Risk-weighted assets | 262,345,000 | 295,880,000 | 292,813,000 | 314,924,000 |