Call reports 2021
TC FEDERAL BANK — 2021
What TC FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 363,623,000 | 406,212,000 | 386,679,000 | 380,919,000 |
| Total loans | 258,806,000 | 270,727,000 | 274,407,000 | 273,334,000 |
| Allowance for loan losses | 4,087,000 | 4,119,000 | 4,247,000 | 4,184,000 |
| Securities available for sale | 19,457,000 | 26,220,000 | 43,279,000 | 45,632,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,040,000 | 350,423,000 | 314,942,000 | 309,416,000 |
| Interest-bearing deposits | 268,518,000 | 301,269,000 | 259,657,000 | 253,377,000 |
| Noninterest-bearing deposits | 39,522,000 | 49,154,000 | 55,285,000 | 56,039,000 |
| Equity capital | 40,506,000 | 41,104,000 | 61,586,000 | 63,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,356,000 | 6,481,000 | 9,826,000 | 13,412,000 |
| Interest expense | 321,000 | 601,000 | 834,000 | 1,018,000 |
| Net interest income | 3,035,000 | 5,880,000 | 8,992,000 | 12,394,000 |
| Noninterest income | 749,000 | 1,513,000 | 2,292,000 | 2,863,000 |
| Noninterest expense | 2,788,000 | 5,642,000 | 8,657,000 | 11,688,000 |
| Provision for loan losses | 0 | 16,000 | 123,000 | 123,000 |
| Pretax income | 996,000 | 1,735,000 | 2,504,000 | 3,446,000 |
| Income tax | 231,000 | 400,000 | 578,000 | 819,000 |
| Net income | 765,000 | 1,335,000 | 1,926,000 | 2,627,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,555,000 | 41,331,000 | 62,313,000 | 63,764,000 |
| Total capital | 43,568,000 | 44,367,000 | 65,462,000 | 66,954,000 |
| Risk-weighted assets | 239,996,000 | 241,834,000 | 250,827,000 | 254,252,000 |