Call reports 2020
TC FEDERAL BANK — 2020
What TC FEDERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 314,215,000 | 339,807,000 | 339,217,000 | 349,927,000 |
| Total loans | 253,101,000 | 279,116,000 | 280,625,000 | 269,387,000 |
| Allowance for loan losses | 3,416,000 | 3,818,000 | 4,046,000 | 4,086,000 |
| Securities available for sale | 21,215,000 | 19,726,000 | 18,501,000 | 15,917,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,587,000 | 281,251,000 | 283,342,000 | 294,624,000 |
| Interest-bearing deposits | 247,573,000 | 257,946,000 | 257,036,000 | 265,331,000 |
| Noninterest-bearing deposits | 18,014,000 | 23,305,000 | 26,306,000 | 29,293,000 |
| Equity capital | 39,958,000 | 40,626,000 | 40,956,000 | 39,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,510,000 | 9,820,000 | 13,076,000 |
| Interest expense | 793,000 | 1,432,000 | 1,961,000 | 2,365,000 |
| Net interest income | 2,449,000 | 5,078,000 | 7,859,000 | 10,711,000 |
| Noninterest income | 341,000 | 773,000 | 1,374,000 | 2,079,000 |
| Noninterest expense | 2,244,000 | 4,672,000 | 7,443,000 | 11,663,000 |
| Provision for loan losses | 225,000 | 600,000 | 780,000 | 780,000 |
| Pretax income | 321,000 | 579,000 | 1,010,000 | 347,000 |
| Income tax | 64,000 | 120,000 | 218,000 | 40,000 |
| Net income | 257,000 | 459,000 | 792,000 | 307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,831,000 | 40,033,000 | 40,366,000 | 40,090,000 |
| Total capital | 42,718,000 | 43,305,000 | 43,653,000 | 43,148,000 |
| Risk-weighted assets | 230,481,000 | 261,275,000 | 262,202,000 | 243,613,000 |