Call reports 2019
TC FEDERAL BANK — 2019
What TC FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 299,927,000 | 304,256,000 | 310,685,000 | 321,758,000 |
| Total loans | 238,931,000 | 245,977,000 | 240,979,000 | 249,464,000 |
| Allowance for loan losses | 3,230,000 | 3,143,000 | 3,052,000 | 3,065,000 |
| Securities available for sale | 25,380,000 | 24,305,000 | 23,694,000 | 22,108,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 253,721,000 | 257,330,000 | 263,409,000 | 274,038,000 |
| Interest-bearing deposits | 234,712,000 | 238,064,000 | 246,671,000 | 258,036,000 |
| Noninterest-bearing deposits | 19,009,000 | 19,266,000 | 16,738,000 | 16,002,000 |
| Equity capital | 39,153,000 | 39,842,000 | 40,059,000 | 39,788,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,068,000 | 6,158,000 | 9,396,000 | 12,554,000 |
| Interest expense | 659,000 | 1,414,000 | 2,228,000 | 3,078,000 |
| Net interest income | 2,409,000 | 4,744,000 | 7,168,000 | 9,476,000 |
| Noninterest income | 239,000 | 545,000 | 852,000 | 1,184,000 |
| Noninterest expense | 2,458,000 | 4,675,000 | 6,935,000 | 9,154,000 |
| Provision for loan losses | 0 | -100,000 | 0 | 0 |
| Pretax income | 190,000 | 714,000 | 1,152,000 | 1,573,000 |
| Income tax | 56,000 | 176,000 | 278,000 | 367,000 |
| Net income | 134,000 | 538,000 | 874,000 | 1,206,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,202,000 | 38,731,000 | 39,191,000 | 39,574,000 |
| Total capital | 41,043,000 | 41,644,000 | 41,986,000 | 42,387,000 |
| Risk-weighted assets | 226,939,000 | 232,815,000 | 223,371,000 | 224,797,000 |