Call reports 2016
TC FEDERAL BANK — 2016
What TC FEDERAL BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 245,627,000 | 248,491,000 | 252,349,000 | 246,279,000 |
| Total loans | 186,332,000 | 194,784,000 | 201,137,000 | 202,245,000 |
| Allowance for loan losses | 5,069,000 | 5,178,000 | 5,355,000 | 4,857,000 |
| Securities available for sale | 21,222,000 | 22,648,000 | 22,126,000 | 21,112,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,950,000 | 204,638,000 | 202,868,000 | 201,566,000 |
| Interest-bearing deposits | 196,534,000 | 198,142,000 | 195,331,000 | 195,518,000 |
| Noninterest-bearing deposits | 5,416,000 | 6,496,000 | 7,537,000 | 6,048,000 |
| Equity capital | 30,211,000 | 30,480,000 | 30,975,000 | 31,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,351,000 | 4,686,000 | 7,132,000 | 9,531,000 |
| Interest expense | 318,000 | 635,000 | 958,000 | 1,262,000 |
| Net interest income | 2,033,000 | 4,051,000 | 6,174,000 | 8,269,000 |
| Noninterest income | 60,000 | 161,000 | 307,000 | 458,000 |
| Noninterest expense | 1,806,000 | 3,619,000 | 5,409,000 | 7,372,000 |
| Provision for loan losses | 77,000 | 184,000 | 184,000 | 184,000 |
| Pretax income | 210,000 | 410,000 | 889,000 | 1,172,000 |
| Income tax | 0 | 16,000 | 27,000 | 40,000 |
| Net income | 210,000 | 394,000 | 862,000 | 1,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,771,000 | 32,955,000 | 33,423,000 | 33,693,000 |
| Total capital | 35,090,000 | 35,325,000 | 35,876,000 | 36,133,000 |
| Risk-weighted assets | 182,811,000 | 186,836,000 | 193,397,000 | 192,827,000 |