Call reports 2015
TC FEDERAL BANK — 2015
What TC FEDERAL BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 251,642,000 | 248,792,000 | 247,467,000 | 246,354,000 |
| Total loans | 208,800,000 | 204,702,000 | 197,793,000 | 191,545,000 |
| Allowance for loan losses | 5,594,000 | 7,235,000 | 5,192,000 | 5,085,000 |
| Securities available for sale | 4,775,000 | 7,537,000 | 10,447,000 | 16,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,274,000 | 205,434,000 | 203,920,000 | 202,922,000 |
| Interest-bearing deposits | 201,243,000 | 200,353,000 | 198,642,000 | 197,979,000 |
| Noninterest-bearing deposits | 5,031,000 | 5,081,000 | 5,278,000 | 4,943,000 |
| Equity capital | 31,955,000 | 29,939,000 | 30,097,000 | 29,905,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,413,000 | 4,885,000 | 7,269,000 | 9,654,000 |
| Interest expense | 328,000 | 657,000 | 988,000 | 1,313,000 |
| Net interest income | 2,085,000 | 4,228,000 | 6,281,000 | 8,341,000 |
| Noninterest income | 62,000 | 120,000 | 163,000 | -221,000 |
| Noninterest expense | 1,839,000 | 3,772,000 | 5,640,000 | 7,337,000 |
| Provision for loan losses | 198,000 | 2,421,000 | 2,522,000 | 2,649,000 |
| Pretax income | 110,000 | -1,845,000 | -1,718,000 | -1,867,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 110,000 | -1,845,000 | -1,718,000 | -1,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,537,000 | 32,583,000 | 32,710,000 | 32,561,000 |
| Total capital | 36,996,000 | 34,966,000 | 35,112,000 | 34,932,000 |
| Risk-weighted assets | 193,648,000 | 185,778,000 | 189,382,000 | 186,971,000 |