Call reports 2014
TC FEDERAL BANK — 2014
What TC FEDERAL BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 267,122,000 | 261,936,000 | 260,461,000 | 254,490,000 |
| Total loans | 209,552,000 | 207,168,000 | 210,953,000 | 213,376,000 |
| Allowance for loan losses | 4,299,000 | 4,796,000 | 5,123,000 | 5,878,000 |
| Securities available for sale | 10,511,000 | 7,591,000 | 6,383,000 | 5,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,583,000 | 214,057,000 | 212,618,000 | 207,809,000 |
| Interest-bearing deposits | 212,448,000 | 209,200,000 | 207,425,000 | 202,836,000 |
| Noninterest-bearing deposits | 5,135,000 | 4,857,000 | 5,193,000 | 4,973,000 |
| Equity capital | 37,780,000 | 36,313,000 | 36,353,000 | 31,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,636,000 | 5,170,000 | 7,665,000 | 10,188,000 |
| Interest expense | 400,000 | 779,000 | 1,151,000 | 1,510,000 |
| Net interest income | 2,236,000 | 4,391,000 | 6,514,000 | 8,678,000 |
| Noninterest income | -5,000 | 17,000 | 4,000 | 125,000 |
| Noninterest expense | 1,859,000 | 3,618,000 | 5,217,000 | 6,964,000 |
| Provision for loan losses | 6,000 | 1,903,000 | 2,368,000 | 4,221,000 |
| Pretax income | 366,000 | -1,113,000 | -1,067,000 | -2,382,000 |
| Income tax | 7,000 | 0 | 0 | 0 |
| Net income | 359,000 | -1,113,000 | -1,067,000 | -2,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,169,000 | 35,698,000 | 35,737,000 | 34,428,000 |
| Total capital | 39,573,000 | 38,064,000 | 38,100,000 | 36,836,000 |
| Risk-weighted assets | 190,425,000 | 186,844,000 | 186,252,000 | 189,182,000 |