Call reports 2013
TC FEDERAL BANK — 2013
What TC FEDERAL BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 275,057,000 | 273,254,000 | 273,609,000 | 266,148,000 |
| Total loans | 218,416,000 | 220,382,000 | 217,964,000 | 208,807,000 |
| Allowance for loan losses | 4,300,000 | 3,825,000 | 3,816,000 | 4,488,000 |
| Securities available for sale | 11,889,000 | 9,680,000 | 8,336,000 | 9,616,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 224,048,000 | 220,955,000 | 221,005,000 | 217,015,000 |
| Interest-bearing deposits | 220,522,000 | 217,262,000 | 216,279,000 | 212,459,000 |
| Noninterest-bearing deposits | 3,526,000 | 3,693,000 | 4,726,000 | 4,556,000 |
| Equity capital | 37,622,000 | 39,115,000 | 39,404,000 | 37,385,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,867,000 | 5,707,000 | 8,527,000 | 11,288,000 |
| Interest expense | 506,000 | 976,000 | 1,426,000 | 1,857,000 |
| Net interest income | 2,361,000 | 4,731,000 | 7,101,000 | 9,431,000 |
| Noninterest income | 16,000 | 163,000 | 104,000 | -355,000 |
| Noninterest expense | 1,603,000 | 2,723,000 | 4,497,000 | 6,484,000 |
| Provision for loan losses | 301,000 | 301,000 | 559,000 | 4,093,000 |
| Pretax income | 473,000 | 1,995,000 | 2,274,000 | -1,376,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 473,000 | 1,995,000 | 2,274,000 | -1,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,652,000 | 40,182,000 | 40,460,000 | 35,737,000 |
| Total capital | 41,110,000 | 42,570,000 | 42,917,000 | 38,114,000 |
| Risk-weighted assets | 194,793,000 | 193,189,000 | 195,209,000 | 188,063,000 |