Call reports 2012
TC FEDERAL BANK — 2012
What TC FEDERAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 285,367,000 | 282,915,000 | 282,000,000 | 272,617,000 |
| Total loans | 231,533,000 | 227,494,000 | 227,730,000 | 220,908,000 |
| Allowance for loan losses | 4,316,000 | 5,400,000 | 5,253,000 | 4,540,000 |
| Securities available for sale | 15,875,000 | 17,180,000 | 15,710,000 | 13,745,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 229,395,000 | 227,695,000 | 226,038,000 | 222,001,000 |
| Interest-bearing deposits | 225,719,000 | 224,378,000 | 222,427,000 | 218,970,000 |
| Noninterest-bearing deposits | 3,676,000 | 3,317,000 | 3,611,000 | 3,031,000 |
| Equity capital | 45,204,000 | 44,589,000 | 44,275,000 | 37,142,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 3,206,000 | 6,385,000 | 9,599,000 | 12,820,000 |
| Interest expense | 689,000 | 1,323,000 | 1,928,000 | 2,485,000 |
| Net interest income | 2,517,000 | 5,062,000 | 7,671,000 | 10,335,000 |
| Noninterest income | -150,000 | -528,000 | -845,000 | -1,150,000 |
| Noninterest expense | 1,783,000 | 3,442,000 | 5,263,000 | 6,836,000 |
| Provision for loan losses | 1,359,000 | 2,776,000 | 4,250,000 | 4,724,000 |
| Pretax income | -775,000 | -1,684,000 | -2,683,000 | -2,370,000 |
| Income tax | -295,000 | -614,000 | -1,290,000 | 3,728,000 |
| Net income | -480,000 | -1,070,000 | -1,393,000 | -6,098,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 45,115,000 | 44,514,000 | 43,829,000 | 38,160,000 |
| Total capital | 47,725,000 | 47,172,000 | 46,507,000 | 40,576,000 |
| Risk-weighted assets | 211,408,000 | 209,917,000 | 211,576,000 | 194,806,000 |