Call reports 2006
FARMERS STATE BANK OF SHERBURN — 2006
What FARMERS STATE BANK OF SHERBURN reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,040,000 | 24,419,000 | 24,586,000 | 26,277,000 |
| Total loans | 17,380,000 | 17,919,000 | 17,344,000 | 17,081,000 |
| Allowance for loan losses | 293,000 | 302,000 | 301,000 | 301,000 |
| Securities available for sale | 3,326,000 | 3,238,000 | 3,170,000 | 3,156,000 |
| Securities held to maturity | 712,000 | 712,000 | 711,000 | 736,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,557,000 | 21,907,000 | 21,938,000 | 23,617,000 |
| Interest-bearing deposits | 19,467,000 | 18,671,000 | 19,090,000 | 19,875,000 |
| Noninterest-bearing deposits | 3,090,000 | 3,236,000 | 2,848,000 | 3,742,000 |
| Equity capital | 2,214,000 | 2,244,000 | 2,363,000 | 2,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 394,000 | 788,000 | 1,192,000 | 1,605,000 |
| Interest expense | 123,000 | 247,000 | 388,000 | 540,000 |
| Net interest income | 271,000 | 541,000 | 804,000 | 1,065,000 |
| Noninterest income | 31,000 | 65,000 | 97,000 | 130,000 |
| Noninterest expense | 164,000 | 330,000 | 496,000 | 826,000 |
| Provision for loan losses | 9,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 129,000 | 258,000 | 387,000 | 351,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 129,000 | 258,000 | 387,000 | 351,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,272,000 | 2,312,000 | 2,398,000 | 2,318,000 |
| Total capital | 2,510,000 | 2,555,000 | 2,640,000 | 2,564,000 |
| Risk-weighted assets | 19,013,000 | 19,385,000 | 19,321,000 | 19,587,000 |