Call report 2003Q4
VALLEY STATE BANK — 2003Q4
The 22 measures VALLEY STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 103,287,000 | USD | evidence → |
| Total loans | 69,030,000 | USD | evidence → |
| Allowance for loan losses | 2,171,000 | USD | evidence → |
| Securities available for sale | 21,595,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 81,743,000 | USD | evidence → |
| Interest-bearing deposits | 72,669,000 | USD | evidence → |
| Noninterest-bearing deposits | 9,074,000 | USD | evidence → |
| Equity capital | 10,644,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,365,000 | USD | evidence → |
| Interest expense | 1,987,000 | USD | evidence → |
| Net interest income | 4,378,000 | USD | evidence → |
| Noninterest income | 618,000 | USD | evidence → |
| Noninterest expense | 2,778,000 | USD | evidence → |
| Provision for loan losses | 480,000 | USD | evidence → |
| Pretax income | 1,740,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,740,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,012,000 | USD | evidence → |
| Total capital | 10,907,000 | USD | evidence → |
| Risk-weighted assets | 70,284,000 | USD | evidence → |