Call reports 2008
FIRST NATIONAL BANK OF GRANT PARK, THE — 2008
What FIRST NATIONAL BANK OF GRANT PARK, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 128,761,000 | 125,479,000 | 122,507,000 | 120,366,000 |
| Total loans | 67,307,000 | 67,560,000 | 67,310,000 | 66,142,000 |
| Allowance for loan losses | 749,000 | 804,000 | 716,000 | 1,675,000 |
| Securities available for sale | 49,244,000 | 46,382,000 | 43,614,000 | 41,079,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,593,000 | 100,191,000 | 98,098,000 | 98,661,000 |
| Interest-bearing deposits | 91,339,000 | 87,425,000 | 85,883,000 | 82,964,000 |
| Noninterest-bearing deposits | 13,254,000 | 12,766,000 | 12,215,000 | 15,697,000 |
| Equity capital | 11,048,000 | 10,029,000 | 9,316,000 | 8,523,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,785,000 | 3,570,000 | 5,276,000 | 6,890,000 |
| Interest expense | 813,000 | 1,603,000 | 2,278,000 | 2,890,000 |
| Net interest income | 972,000 | 1,967,000 | 2,998,000 | 4,000,000 |
| Noninterest income | 226,000 | 511,000 | 783,000 | 1,053,000 |
| Noninterest expense | 932,000 | 2,056,000 | 3,400,000 | 4,696,000 |
| Provision for loan losses | 60,000 | 195,000 | 275,000 | 1,259,000 |
| Pretax income | 210,000 | 231,000 | 114,000 | -1,860,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 210,000 | 231,000 | 114,000 | -1,860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,525,000 | 10,455,000 | 10,267,000 | 8,164,000 |
| Total capital | 11,274,000 | 11,259,000 | 10,983,000 | 9,102,000 |
| Risk-weighted assets | 80,198,000 | 77,027,000 | 75,997,000 | 74,373,000 |