Call reports 2007
FIRST NATIONAL BANK OF GRANT PARK, THE — 2007
What FIRST NATIONAL BANK OF GRANT PARK, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 115,190,000 | 116,527,000 | 118,810,000 | 121,346,000 |
| Total loans | 69,187,000 | 69,162,000 | 70,341,000 | 66,195,000 |
| Allowance for loan losses | 871,000 | 914,000 | 1,461,000 | 690,000 |
| Securities available for sale | 30,598,000 | 34,944,000 | 37,250,000 | 40,146,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 98,759,000 | 100,542,000 | 103,741,000 | 103,883,000 |
| Interest-bearing deposits | 84,684,000 | 88,223,000 | 92,643,000 | 90,427,000 |
| Noninterest-bearing deposits | 14,075,000 | 12,319,000 | 11,098,000 | 13,456,000 |
| Equity capital | 12,570,000 | 11,870,000 | 11,095,000 | 10,626,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,814,000 | 3,598,000 | 5,498,000 | 7,209,000 |
| Interest expense | 785,000 | 1,661,000 | 2,603,000 | 3,550,000 |
| Net interest income | 1,029,000 | 1,937,000 | 2,895,000 | 3,659,000 |
| Noninterest income | 152,000 | 345,000 | 584,000 | 803,000 |
| Noninterest expense | 1,081,000 | 2,189,000 | 3,270,000 | 4,407,000 |
| Provision for loan losses | 45,000 | 90,000 | 784,000 | 1,341,000 |
| Pretax income | 55,000 | 3,000 | -565,000 | -1,276,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 55,000 | 3,000 | -565,000 | -1,276,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,974,000 | 11,787,000 | 11,167,000 | 10,405,000 |
| Total capital | 12,845,000 | 12,687,000 | 12,077,000 | 11,095,000 |
| Risk-weighted assets | 72,709,000 | 71,252,000 | 72,225,000 | 72,016,000 |