Call reports 2005
FIRST NATIONAL BANK OF GRANT PARK, THE — 2005
What FIRST NATIONAL BANK OF GRANT PARK, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 143,243,000 | 144,675,000 | 149,522,000 | 152,856,000 |
| Total loans | 77,766,000 | 80,957,000 | 83,459,000 | 87,234,000 |
| Allowance for loan losses | 609,000 | 638,000 | 642,000 | 669,000 |
| Securities available for sale | 50,698,000 | 49,637,000 | 49,562,000 | 54,434,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,503,000 | 125,468,000 | 131,689,000 | 131,560,000 |
| Interest-bearing deposits | 111,248,000 | 109,168,000 | 116,643,000 | 112,157,000 |
| Noninterest-bearing deposits | 14,255,000 | 16,300,000 | 15,046,000 | 19,403,000 |
| Equity capital | 11,497,000 | 11,946,000 | 11,740,000 | 11,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,740,000 | 3,596,000 | 5,581,000 | 7,718,000 |
| Interest expense | 571,000 | 1,236,000 | 1,954,000 | 2,733,000 |
| Net interest income | 1,169,000 | 2,360,000 | 3,627,000 | 4,985,000 |
| Noninterest income | 74,000 | 169,000 | 270,000 | 496,000 |
| Noninterest expense | 1,162,000 | 2,458,000 | 3,759,000 | 5,018,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 51,000 | 20,000 | 57,000 | 352,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 51,000 | 20,000 | 57,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,255,000 | 11,174,000 | 11,162,000 | 11,325,000 |
| Total capital | 11,864,000 | 11,812,000 | 11,804,000 | 11,994,000 |
| Risk-weighted assets | 83,459,000 | 86,358,000 | 87,383,000 | 91,395,000 |