Call reports 2026
FIRST STATE BANK OF ODEM — 2026
What FIRST STATE BANK OF ODEM reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 215,136,000 | 212,646,000 |
| Total loans | 99,548,000 | 106,059,000 |
| Allowance for loan losses | 2,931,000 | 2,929,000 |
| Securities available for sale | 72,503,000 | 73,190,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 184,443,000 | 181,025,000 |
| Interest-bearing deposits | 78,889,000 | 82,144,000 |
| Noninterest-bearing deposits | 105,554,000 | 98,881,000 |
| Equity capital | 29,654,000 | 30,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,994,000 | 6,165,000 |
| Interest expense | 477,000 | 953,000 |
| Net interest income | 2,517,000 | 5,212,000 |
| Noninterest income | 735,000 | 1,028,000 |
| Noninterest expense | 1,514,000 | 3,163,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,738,000 | 3,077,000 |
| Income tax | 268,000 | 565,000 |
| Net income | 1,470,000 | 2,512,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 29,597,000 | 30,638,000 |